What To Consider When Buying An Extended Vehicle Warranty

There’s a lot of negative talk about extended vehicle warranties—partly due to the fact that there are a number of warranty scams. However, an extended auto warranty often works in your favor. A common cliché you may hear: someone will complain that they paid $1,500 for an extended warranty and only filed claims for $800 and complain that they did not get the value for their money. But warranty is just like an insurance policy in that you hope to never need it.

It’s important to understand how warranties work, what coverage they extend, and how to evaluate the merits of a particular warranty. There is no universal black-and-white answer; you have to make a decision based on your individual situation.

Here are a few guidelines to follow when considering an extended warranty.

Avoid warranty scams—buy from a reputable dealership.

Be suspicious of mail, phone or email solicitations. For example, you may receive a letter in the mail that says “Your vehicle’s warranty is about to expire.” Many of these solicitations are outright scams. Many others represent fly-by-night companies that will be out of business in six months. There is a very high risk of handing over your hard-earned money only to find that no one answers the phone when it comes time to cash in on the coverage you’ve paid for. Not all third-party solicitors are scammers, but if you get a letter or phone call from an unknown company trying to sell you a warranty, you won’t really know if they’re legitimate or not until it’s too late. If you fall for a warranty scam, getting your money back is difficult at best and often impossible.

A local dealer with whom you have a long-standing relationship is a much safer place to buy your warranty, especially if you plan to have your vehicle serviced there. Anonymous solicitors can simply disappear off the map and leave you with no way to track them down. Dealers rely on face-to-face relationships and a good standing in the community to stay in business! Despite the stereotype of the “used car salesman,” the reality is that most car dealerships are run by honest people

Know the limits of your coverage.

Customers sometimes become upset when they discover that their warranties don’t cover everything they thought was covered. For example, warranties are sometimes sold as “bumper to bumper coverage” but do not actually cover everything. Warranties come in all shapes and sizes—more basic “power train” warranties often cover only a car’s major systems, whereas higher tiered warranties will cover a more comprehensive list of systems and potential defects. Many warranty plans include oil changes, roadside assistance and/or scheduled preventative maintenance. This can keep your auto maintenance expenses predictable by bundling the total costs into your car payment.

Here are some items that are generally not covered by warranties:

• Anything resulting from owner neglect or willful damage (e.g. ignoring a low oil pressure light)
• Damage resulting from an accident, weather or vandalism (your insurance policy should cover this)
• Scratches or dents from shopping carts or parking lots
• Torn or scratched upholstery or any damage to the interior

Redundancy and Transferability

When buying a new car, your manufacturer’s warranty will usually provide the coverage you need for the first few years. The original manufacturer’s warranty on most vehicles is transferable from owner to owner, which is why it’s often advantageous to buy a pre-owned car that’s only one or two years old. Extended warranties tend to be non-transferable from owner to owner. If you buy a new or certified pre-owned car from Folger Subaru, you get lifetime coverage for new cars and limited power train coverage for pre-owned cars.

No matter how reliable a car you buy, there is always a degree of risk. No manufacturer can give a 100% guarantee that nothing serious will go wrong with a car. An extended warranty alleviates the risk of a surprise auto repair bill due to an unexpected mechanical problem.

If you’re in the market for a new vehicle, we’d love to have you stop in to test drive a new or pre-owned Subaru today!






5701 E. Independence Blvd Charlotte, NC 28212
Sales: (888) 703-8351
Service:(866) 306-3293
Fax: (704) 535-8204

New Cars vs. Pre-Owned Cars

If it’s time to replace or upgrade your vehicle, you may be thinking about whether it makes more sense to buy a new car or a pre-owned car. There are pros and cons to both options, but here is the trade-off in a nutshell. With a new car, you get greater peace of mind, more flexibility to customize your options, and dealer-factory incentives (such as cash back or 0% financing) that are not available for pre-owned car purchases. With a pre-owned car, you can often enjoy substantial savings and still get many of the benefits of buying a new car. We’ll take a closer look here.

Depreciation and Gap Insurance

You may have heard it said that a new car loses thousands of dollars in value the minute you drive it off the lot. While it is true that a vehicle’s depreciation is sharpest during the first three years of its life, this has changed in recent years. Today’s new cars tend to retain their value better than new cars did in the past. The field of automotive engineering has improved, and mechanical issues do not develop as easily as they did in older cars. However, depreciation is still a significant factor. You’ll also need to purchase gap insurance for a new vehicle in case you are involved in an accident while the car is still new (this is often also necessary for pre-owned vehicles, but not always).

Monthly Payments

There are a number of variables that affect your total monthly payment for a car. The amount of money you have available for a down payment, the value of your trade-in (if you have one) and your credit score are obvious heavily-weighing factors, but these will come into play regardless of whether you buy new or used. If you purchase a new vehicle, dealer-to-factory incentives can significantly lower the amount needed for a down payment. You can also apply cash back to the principal of the loan, which will lower your payments a bit more. Finally, with new vehicles, you can typically get auto loans with longer payback periods (up to 72 months) whereas with a pre-owned car, you may only be able to get 48- or 60-month financing. The net result: new vehicles are often just as affordable as pre-owned vehicles, and sometimes the monthly payment even works out to be less.

Vehicle Condition & Price

One reason why some people prefer new vehicles over pre-owned vehicles: they may be concerned about the car’s history (or whether or not the prior owners took good care of the car). While this is a legitimate concern in many cases, buyers don’t have nearly as much risk as before. The stereotype of the used car salesman has become largely a thing of the past—partly because vehicle history is much more transparent than before. When dealerships take cars on trade-in, they are able to assess the market value of the car based on a more complete set of information. This transparency has led to a more level playing field. It’s difficult for dealers to make excessive markups on pre-owned cars—and it’s easier for you to see the full picture of what you’re buying before you buy it.

There’s no black and white answer as to whether it makes more sense to buy a new car or a pre-owned car, but you can find an excellent selection of both at Folger Subaru. Our sales consultants will help you to find the vehicle that meets your needs with no hassles or high-pressure sales tactics.

Stop in for a test drive today.





5701 E. Independence Blvd Charlotte, NC 28212
Sales: (888) 703-8351
Service:(866) 306-3293
Fax: (704) 535-8204

Leasing a Car vs. Financing

Is it a better deal to lease or buy a new car? The answer to that question depends on the specific situation, but here are a few general guidelines that you can use to determine the best financial approach for selecting your next vehicle.

Value for the Money

When you buy a car, you are paying (or financing) the full retail price of the vehicle. When you sign a lease, you are paying for the expected depreciation on the vehicle for the life of the lease. (For simple math, if you lease a $20,000 car and it is expected to lose half of its value, your lease payments will total $10,000. If you buy the same car, you pay $20,000.) This means that leases allow you to have access to a higher end car than you what you might be able to afford to buy.

Equity

The most obvious benefit of buying a car is that you own equity in the vehicle. When you make payments on a car loan, a portion of the payment goes toward the principal. If you make all of your payments on time, you will own the title to the car at the end of the agreed-upon amortization schedule. With a lease, you own nothing when the lease expires. (One important point to make about vehicle equity: it’s not the same as home equity. If, for example, you have determined that it’s better in your situation to own a house than to rent an apartment, don’t jump to the conclusion that owning a vehicle is automatically better than leasing one. Houses tend to appreciate in value over the long term, whereas cars always depreciate in value.)

Market and Price Fluctuation

Leases are more predictable when it comes to market value, since the amount of depreciation that you are paying for is agreed upon at the beginning of the lease, regardless of market conditions at the time when your lease expires. In other words, if you lease a car, the lessor assumes the pricing volatility risk. When you buy a car, on the other hand, you will have to cover the difference if your car’s market value is less than expected (or reap the benefits if it retains more value than expected).

Mileage

Auto leases restrict the number of miles that you can drive the car. It’s typical for a lease to come with a limit of 12,000 miles per year. If you exceed that limit, you will be assessed a per-mile overage fee. This can add up quickly, especially if you take a lot of long road trips or if you commute a long distance to work. However, many dealers also offer high-mileage leases that can work out to be advantageous in a number of cases. When you own a car, there are no restrictions on mileage.

Taxes

If you use your car for business at least part of the time, you can deduct a portion of your lease payments on your taxes. Leasing a car can sometimes offer distinct tax advantages for this reason. You should consult your CPA or tax advisor about the tax implications of owning or leasing your vehicle if you plan to use it for work.

Maintenance

If you drive home a new vehicle—whether you buy it or lease it—the manufacturer’s warranty will cover all of the major systems, usually for at least three years. Certified pre-owned vehicles typically come with some degree of warranty coverage as well. It’s common for leases to expire before the manufacturer’s warranty runs out, which means that you won’t be paying any significant maintenance costs aside from oil changes and other regular maintenance. Longer leases may extend beyond the warranty period. If you own a car and plan to keep it for a long time, maintenance may become more of an issue after a few years.

Upgrades and Customizations

If you have a desire to customize your vehicle, you will have much more flexibility and freedom to do so with a car that you own. For example, you may want to install an aftermarket stereo system, change the paint color or make any other cosmetic enhancements, a lease will make upgrades difficult or impractical. You may have to reverse any modifications prior to turning in the car at the end of the lease (aside from the fact that you’re paying to improve someone else’s vehicle).

It’s impossible to give a generalized answer as to whether it’s better to lease a new vehicle or to buy one, especially since lease terms can vary widely. Not sure whether a lease or purchase makes the most sense for you? Stop in or give us a call today to discuss the vehicles and options best suited to your needs.





5701 E. Independence Blvd Charlotte, NC 28212
Sales: (888) 703-8351
Service:(866) 306-3293
Fax: (704) 535-8204

#ShareTheLove Event 2014: Thanks for Your Support!

The 2014 Share the Love Event was a wonderful success, and our team was pleased to be able to donate some much-needed supplies to the Humane Society of Charlotte, thanks to the generosity of our local community! This Subaru Forester is filled with dog & cat food, kitty litter, toys, treats, bedding and blankets donated to the Humane Society by our employees and customers.
The Humane Society of Charlotte adopted out over 3,800 animals last year, and their goal is to reach 4,000 in 2015. They provide a wonderful service to our local community, and their outreach program offers free spay and neuter for certain areas of our city. We are grateful for the opportunity to contribute in a small way to their organization.





5701 E. Independence Blvd Charlotte, NC 28212
Sales: (888) 703-8351
Service:(866) 306-3293
Fax: (704) 535-8204

4 Ways to Increase Your Chances of Keeping Your New Year’s Resolutions

New Year’s resolutions are a long-standing tradition, but most people have discovered that it’s much easier to promise something than to make a permanent habit change. According to a 2013 Forbes article, only 8% of people keep their New Year’s resolutions. Gyms and diet clubs see a spike in membership sales every January. Restaurants sell more salads in January.

It’s common to experience a moment of inspiration and pledge to turn over a new leaf in the new year, but sustained motivation is much more difficult to achieve. When you make a New Year’s Resolution, you will need a strategy to fulfill on it. Motivation requires energy and effort to sustain. Different goals require different approaches, but here are three basic practices that can be adapted to any area of life.

Look “upstream” of your difficult choices.

Many people fail to accomplish their goals because they depend on their willpower to be strong at the moment when it will predictably be at its weakest. By anticipating your moments of weakness, you can make a better decision that will shield you from temptation at the moment of truth. For example, if you have made a pledge not to overindulge on junk food, it’s much easier not to buy junk food when you are at the grocery store than to buy it and try to restrain yourself from eating it. On the other hand, if you are in sales and have pledged to make more sales calls, you might make this easier by getting in the habit of planning out your sales calls for the next day each evening. For any habit you want to change, look at the decisions leading up to it and see how you can change those decisions for the better.

Take steps rather than big leaps.

Most people find that radical changes to daily routines are the hardest to sustain for the long haul. If you don’t exercise at all, resolving to work out for 30 minutes a day, 5 days a week may be a recipe for discouragement. Instead, consider taking one small step forward at a time. For example, you might choose one simple exercise that you can do in one minute and do it first thing every morning. Then, when this habit has become firmly ingrained, add another simple habit.

Change your environment.

Making simple changes to your environment is a powerful way to remind yourself of your own commitment to your new way of life. It doesn’t have to be fancy or complicated; even rearranging the furniture in your office will force you to walk a different path to your chair. Even this simple behavior change will create a subtle change in your thinking.

Track your habits and results.

Progress toward any goal is often slow and hard to see. When we don’t measure what we do, it’s easy to develop the perception that we aren’t making any progress. Keeping track of your activity is a good way to stay encouraged and hold yourself accountable. Simple is the key word here. You might try, for example, marking a check-box on your wall calendar for every day that you kept your promise to yourself. When you start to see measurable progress, this is a good natural motivator to stay on course.

Rome wasn’t built in a day—success requires consistent exertion of effort one day at a time. If you make New Year’s resolutions this year, give some thought to the factors that could derail your resolution and develop a strategy for success.

Happy New Year from all of us at Folger Subaru of Charlotte!






5701 E. Independence Blvd Charlotte, NC 28212
Sales: (888) 703-8351
Service:(866) 306-3293
Fax: (704) 535-8204

Why “Gap” Insurance Is Important

Gap insurance is ideal for new cars, leases and recent-model pre-owned cars. Some car buyers assume that “full coverage” on an insurance policy means an ironclad guarantee that if their car is totaled or stolen, it will be replaced at no cost (other than the policy deductible which is typically $500). Unfortunately, that’s not the case.

Cars are a type of asset that depreciates in value over time. Depreciation is especially sharp during the first few years of a car’s life. When you drive a new or late-model pre-owned car off the lot, the value of your car decreases more rapidly than the balance of your loan. In other words, your debt will likely exceed the value of the car for the first 1-2 years. This condition is referred to as being “upside down.” If you get into a bad accident and your insurance company declares your car a total loss, you will be responsible for paying the difference between the car’s book value and the balance of the loan—which can add up to a hefty amount of money.

Let’s look at a couple of scenarios. Suppose you bought a brand new car for $22,000. You were able to buy the car with $1,000 down and 4% financing with a 72-month loan period. Your payment is $345/month. Six months later, the car is totaled in an accident. Your insurance company pays you $18,300 (based on the current book value of the car) less your $500 deductible ($17,800). Meanwhile, you still owe $19,340 on the loan. The balance of $1,540 comes out of your pocket.

There are a number of factors that can influence the size of the gap between a vehicle’s book value and the amount owed at the time of a total loss. The higher the sticker price of the car, the greater the gap will be during the upside-down period. If you bought the car with zero money down, you will start with a hefty gap. If you financed the purchase with an extended loan period (as in the example above), the loan will amortize slowly—meaning that the “gap” will shrink slowly. Finally, if you were upside-down on your old car when you traded it in (adding the negative equity onto your new car loan), this will also exacerbate the gap in the event of a total loss.

If you are leasing your vehicle, gap coverage is even more critical. One of the primary benefits of leasing a car instead of buying is the fact that you get to drive a higher-end vehicle for a similar monthly payment. That means that the depreciation on the vehicle will add up to a higher dollar figure and a higher “gap” in the event of a total loss. For this reason, many leases require gap insurance and include the cost in the lease payment, but don’t assume that. Make sure to read your lease terms and understand your gap coverage.

Most dealers will explain gap coverage to you, but make sure to ask if your loan includes gap coverage. Unless you are paying at least 20% down on your vehicle, you will most likely need gap insurance.

If you’re in the market for a new vehicle, stop in this week and test-drive one of our Subarus!


5701 E. Independence Blvd Charlotte, NC 28212
Sales: (888) 703-8351
Service:(866) 306-3293
Fax: (704) 535-8204

Common Winter Car Problems and How to Avoid Them

While North Carolina is less prone to severe winter storms, cold temperatures can still affect your car. Those of us who have lived in the Southeast region during past winters know that the temperature can drop like a stone without warning! Here are a few things to look out for this winter.

Bad Battery

For a number of different reasons, dead car batteries tend to be a bigger issue during the cold winter months than at other times of the year. If you haven’t had your battery tested in awhile, now is an important time to do it. Also, take a look at your battery cables and make sure that they are not corroded or rusted. For older vehicles, the connectors on your battery may need to be replaced to ensure a good connection. Double check to make sure that you have jumper cables in your trunk—and that they are in good condition. Replace old or rusted jumper cables. Should you find that your car will not start, resist the temptation to crank the starter over and over. This will just drain the battery and make matters worse.

Frozen Emergency Brake

As a rule, avoid using your emergency brake in the winter unless you absolutely have to. There’s really no reason to use the emergency brake most of the time anyway unless you are parked on a hill. When the temperature drops below freezing, your parking brake can become stuck in the engaged position. If you drive a car with a manual transmission, you can park the car in first gear; for an automatic, put it in park. During the cold months, avoid parking on inclines even if it means walking further.

Obscured Windshield Visibility

Windshield road dirt is a serious hazard during the winter, particularly if you do a lot of highway driving. On the first day of driving in inclement winter weather, you may suddenly begin to depend on the washer and wipers just to be able to see out of your windshield. Make sure that you have plenty of windshield washer fluid (including a bottle in your trunk)—and make sure that your windshield washer actually works. It’s not uncommon to go most of the year without using the washer (or using it infrequently). Be sure to replace windshield wipers if they are worn. On nights where the temperature falls below freezing, don’t scrape or pry wipers away from the windshield if they have frozen to the glass. Doing so could damage the wipers and prevent them from working correctly when your windshield becomes clouded.

Windshield Cracks

Cracks in the windshield are most likely to form during the winter. This is due to the constant temperature fluctuation and the stress it places on the windshield. The combination of cold air on the outside of the car and hot air from the defroster causes tiny micro-cracks to expand. If you have a “star” or a tiny crack in your windshield, you may be able to prevent it from growing into a crack. See a windshield repair specialist to find out what can be done.

Frozen Door Locks

On especially cold nights, the door locks can freeze up. Spraying a tiny bit of WD-40 lubricant into the locks ahead of time can help to prevent them from freezing. If you do find your door locks frozen, do NOT use a lighter to heat your key. Most recent-model cars have electronic chips inside the key fob that can be damaged. (You could end up with a key that gets you into your car but fails to start the ignition.) Also, don’t pour hot water onto the lock (unless you’re planning to park your car in a warm garage the next night). This may temporarily resolve the situation, but will only make matters worse when the hot water cools down and freezes. Thawing out the lock with a hair-dryer is a better option (if you happen to have access to a hair dryer and an extension cord).   Be sure to stay safe this winter by taking these important precautions. If you’re considering upgrading to a newer vehicle before the winter sets in, give us a call or stop by!



5701 E. Independence Blvd Charlotte, NC 28212
Sales: (888) 703-8351
Service:(866) 306-3293
Fax: (704) 535-8204

The Subaru 2014 Share the Love Event

If you drive home a new Subaru between now and January, you automatically become a part of our Share the Love event—now in its seventh year. Subaru supports a number of different charities as part of this annual event. $250 from the sale of your vehicle will go to support one of our partner charities—and you get to pick which one.

Here are a few of the things that the Share the Love event has made possible:

• Subaru has donated $9 million to the ASPCA, which helped to put 1,200 pets in new homes.
• The Make-A-Wish Foundation received more than $4.5 million, helping to grant over 600 wishes for children with life-threatening medical conditions.
• Meals on Wheels was able to deliver over one million meals to seniors, thanks to contributions from the program.
• Subaru has helped to provide the funding for 71 national parks, in partnership with the National Park Foundation.

Subaru dealerships around the country work with local charities as part of the Share the Love event. In 2012, Folger Subaru of Charlotte partnered with Make-A-Wish® Central & Western North Carolina. We donated $100 from the purchase of each new Subaru at our dealership to the local foundation. In addition, we sold Christmas tree ornaments and collected monetary donations to raise additional funds for the charity.

2014: The Humane Society of Charlotte

For this year’s Hometown Charity, we have selected The Humane Society of Charlotte. The Humane Society helps to put pets into loving homes and also provides free and low-cost veterinary clinic services, including spaying/neutering and microchipping. At any given time, they house 120 to 150 animals at their facility. The Charlotte Humane Society does not receive any federal or state grants; they rely solely on private donations and the generous support of over 500 volunteers.

Here are just a few things that the Humane Society of Charlotte accomplished recently:

• They placed 2,715 dogs and cats into permanent homes in 2013.
• They performed 12,009 spay/neuter surgeries at two clinics in 2013. (Since the clinic opened in 1982, they have altered over 250,000 animals and prevented billions of unwanted births.)
• Approximately 1,517 animals were fed through the HSC pet food bank, where they distributed over 16,000 pounds of food to those in need.

When you buy a new Subaru from Folger Subaru of Charlotte, Folger Subaru and Subaru of America will donate $250 of the proceeds to the charity(ies) of your choice. Click here to select whom you would like to support. If you select more than one, the $250 from your vehicle will be evenly distributed between the different charities.

As always, all new vehicles purchased at Folger Subaru of Charlotte come with the Ward Williams Promise: a lifetime warranty including towing. Purchase a new Subaru between now and January 2, and your purchase will benefit a good cause.

5701 E. Independence Blvd. Charlotte, NC 28212

• Sales: (888) 703-8351
• Service: (866) 306-3293
• Parts: (888) 703-0991
• Body Shop: (704) 535-8204

Proudly Serving The Greater Charlotte, NC Metro Area!

The 2015 Subaru Forester

The 2015 Subaru Forester is an excellent all-purpose compact SUV. It’s extraordinarily reliable, provides ample cargo space, maneuvers well, delivers good fuel economy, allows for wide-open rear visibility, and comes equipped with unparalleled safety features. Subaru did not introduce a lot of updates on the 2015 model (Subaru typically rolls out major engineering changes once every five years). The frame and dimensions are nearly identical to last year’s model with only a few minor adjustments. The Forester is the perfect vehicle for the weekend warrior, bringing the outdoor ruggedness that Subaru owners have come to love.

Here are some of the highlights in the 2015 Forester:

• Subaru EyeSight® driver assist system with crash prevention, lane departure warning and adaptive cruise control now available on more models than 2014 (previously available only on the Touring)
• Back-up cameras are standard equipment for all models of the 2015 Forester.
• Panoramic moon roof is now standard
• Optional 18” High-Luster Wheels (Touring model only)

This year’s model still contains a 2.5L, BOXER® 4-cylinder engine delivering 170 horsepower and 174 pound-feet or torque. Like the 2014 model, the 2015 Forester comes with a continuously variable transmission (CVT), updated in 2014 from the previous 4-speed automatic transmission and creating a significant improvement in highway gas mileage (EPA rating: 32 mpg highway / 24 mpg city). Limited, Premium and Touring models come equipped with X-MODE™ traction assist system with Hill Descent Control.

For the month of November only, Folger Subaru of Charlotte is offering a $249/month* lease on the Forester (normally $299/month). If you’re considering a new vehicle, come in today to test-drive the 2015 Subaru Forester. We’re sure you’ll love it!

Click here to schedule an appointment with one of our sales reps. (An appointment is not required, but it helps to ensure faster service.)

*Stock #515313, 36 months, $2,000 due at lease signing + tax, tag and $649 admin fee. 12k miles per year.

5701 E. Independence Blvd. Charlotte, NC 28212

• Sales: (888) 703-8351
• Service: (866) 306-3293
• Parts: (888) 703-0991
• Body Shop: (704) 535-8204

Proudly Serving The Greater Charlotte, NC Metro Area!

Alternative Fuels of the Future

Standard gasoline is a finite resource, which has scientists and drivers starting to pay attention to the alternative fuels of the future.

Solar recharging is one alternative to internal combustion that has been around for a long time. Solar-powered cars have been in development for decades, but solar batteries have not so far proved efficient or powerful enough to power a modern car at a significant speed for any great distance under normal weather conditions. Efficiency of solar cells is being improved all the time, however, and solar power could still have its “day in the sun” as an alternative fuel of the future.

Biodiesel is another area where a significant amount of scientific research and development has already been invested. Crops including corn, wheat, and sugar cane can be harvested and converted into “biofuel”—usually ethanol-based. In fact, the enthusiasm for biofuels has created its own problems, as in some areas it has reduced the amount of farming land available to produce food for local populations. Biodiesel also has some of the same environmental implications as gasoline, releasing carbon dioxide into the atmosphere (although it contains far less of other polluting chemicals). Thus, while it is certainly a renewable energy source, there is disagreement among scientists and motorists about whether biodiesel is truly an alternative fuel of the future.

But if solar recharging and biodiesel from ground crops don't sound as though they're quite going to replace your unleaded gasoline any time soon, there are other options. Scientists have been excited about algae for a long time. As the world's population grows, and natural resources dwindle, many believe that simple algae, which grows abundantly in our oceans, could point the way both to alternative fuels of the future, and also to potential sources of food for future generations. It could be a practical, if not exactly appetizing, solution.

Hydrogen fuel cells are another potential fuel of the future, and one which is already being taken very seriously indeed. Hydrogen is a “lighter than air gas” which is estimated to make up as much as 75% of all matter in the universe. It's therefore both abundant and fairly simple to derive from both water and air. The widespread uptake of hydrogen fuel cells would, however, require massive investment in transport infrastructure: first, in terms of transporting and storing hydrogen gas, and second, in converting cars to run on the material, which differs from ethanol in that it requires making major changes to cars' engines.

There's also some concern over the safety of hydrogen as a widespread fuel. It is highly explosive when mixed with oxygen, which is why we don't use the gas to power airships anymore! Any new technology will bring its own challenges, and sooner or later we will have to choose one option or the other to replace dwindling reserves of crude oil.

'Green' Car Washing Tips

5 ways to help you protect the environment when washing your car

Washing the car is often a bit of a chore, but it can be much nicer during the summer when the sun is shining and the temperature is warm. Indeed, many people find washing the car to be a relaxing weekend pastime, and it can also ensure that your car stays in top condition. Of course, everyone is under increasing pressure to act in a more environmentally-friendly manner, and washing the car is no different. Here are some ways to be "green" when you wash the car.

Wash the Car on a Permeable Surface

Try not to wash the car on the pavement or on a driveway. Concrete surfaces repel water, forcing the excess water into the storm drains. This means that any oil or cleaning fluid in the water runs straight into the water system. Washing the car on a permeable surface like grass or dirt will allow natural microbes in the soil or sand to break down some of the chemicals.

Use a Bucket Instead of a Hose

Using a hose may be simple and efficient, but it also uses a lot more water than you need. If you want to save water and energy, revert to a traditional bucket. This will reduce the amount of water that you use enormously, even if you change the water a couple of times. A quick rinse with a hose may be a good way to remove excess detergent, but use sparingly. If you must use a hose, always choose one with an adjustable nozzle so that you can reduce the amount of spray to a minimum.

The Right Time to Wash

Choose the right time to wash your car. During the summer, for example, it really isn't necessary to clean the car daily or even more than once a month. A good cleaning once a month will help protect the paint and keep the car gleaming while reducing water and detergent consumption. As much as you may like the look of a freshly cleaned car, it really doesn't need to be done that often.

Reduce the Usage of Detergents

You should also aim to reduce the usage of detergents. Generally speaking, clean, warm water and a good cloth will be able to shift normal dirt and dust and will reduce the amount of harmful chemicals that you are sending into the environment. If need be, use a small amount of detergent on particularly stubborn stains or marks.

Look for Natural Alternatives

Try and look for natural alternatives to detergents and cleaning chemicals. For example, a cloth soaked in vinegar can be used to remove dead bugs from the front of the car. Denatured alcohol may be used to remove tree sap. Sprinkle baking soda on the car seats and then allow it to rest for thirty minutes before vacuum cleaning to freshen up the upholstery too.

Cleaning the car may be satisfying but it can also take its toll on the environment too. Use these simple tips for a greener, cleaner experience.

Ask a Technician: What Happens to Car Engines as They Age?

The easy answer to what happens to car engines as they age is that they wear out. The much more complicated answer is exactly what begins to wear in an engine and when it does. The standard everyday vehicle engine is a reciprocating engine. This means that a series of pistons push down on a crankshaft, which changes the pushing and pulling motions of the pistons into a rotating motion that is passed on to the gearbox and then to the car’s wheels.

A lot of engine components either reciprocate or rotate at very high speeds and high temperatures, but modern-day engines are well built to handle this as parts that will wear out are usually easy to replace. The first thing likely to happen is the camshaft drive belt failing, and this can certainly damage your engine if the pistons smash into the valves, resulting in a big repair bill. All carmakers have a preset mileage at which the camshaft drive belt should be replaced, and some cars even have maintenance-free chain drives that do not have to be replaced.

Spark plugs are another thing that need to be replaced at a set interval, as the plugs themselves can burn out or become too dirty to work properly. These usually just screw in and out of the engine and are an easy fix.

The main wear inside the engine comes from all the moving parts. When correctly maintained, the oil in a car’s engine fills the tiny spaces between the moving parts so the parts themselves are not actually touching. Some wear does occur, especially in the early days, when the engine is “breaking in.” This is merely the process where all the different parts wear ever so slightly so that they all work smoothly together. That is why most automakers suggest that you not treat the engine too harshly or run it to extreme speeds for the first 1,000 miles or so.

In the long run, the cylinder bores will wear out the piston rings. These rings keep the oil in the engine from getting into the top of the cylinders where the fuel is being burned. That’s one of the main reasons why old or poorly maintained cars have a dark smoky exhaust – it is oil that has gone through the cylinder heads and out the exhaust.

The engine’s bearings can also wear out. These are metal inserts in the rods that connect the pistons to the crankshaft. If they begin to wear out, it’s easier and cheaper to replace the bearings and not the entire rod.

These last two types of engine wear should occur over a very long time period, unless there is some sort of manufacturing defect or a lack of maintenance, such as not changing the oil and oil filter at the prescribed intervals. Oil collects all the tiny bits of metal that can wear away in an engine and the filter removes those bits from the oil flow. So not only does oil keep your engine running smoothly, it also keeps it clean and free of stuff that can increase the wear rates.

Engines do wear out, but unlike in the old days, modern ones can last for a significant length of time if proper maintenance is carried out. 

2014 Subaru Forester, Legacy, and Outback Models Earn IIHS Top Safety Pick+ Rating

The Insurance Institute for Highway Safety (IIHS) tightened its criteria for the TOP SAFETY PICK (TSP) and TOP SAFETY PICK+ (TSP+) rating this year, requiring crash prevention technology in addition to passing the small overlap crash test. Only 22 models met the TSP+ criteria—and that prestigious number includes the 2014 Subaru Forester, Legacy, and Outback.

The three models earned the TSP+ rating when equipped with optional ‘EyeSight’ technology—the first system to use stereo camera technology for pedestrian and cyclist detection. When equipped with this advanced technology, the Legacy, Outback, and Forester were also the only vehicles tested to avoid a collision in front crash prevention tests at both 12 mph and 25 mph.

Without ‘EyeSight,’ the three models were ranked as Top Safety Picks along with the 2014 Impreza (excluding WRX) and Subaru XV Crosstrek. For the first time, the TSP criteria includes good or acceptable performance in the small overlap front test in addition to the moderate overlap front, side, roof strength and head restraint tests.

All-around safety is one of the guiding elements of Subaru design, and the automaker is continuing to explore new active, passive, and pre-crash safety technologies in its upcoming models. When you get behind the wheel of a Subaru, you can count on peace of mind—and that’s sure to have you feeling confident.

5 Popular Urban Legends Involving Cars

Urban legends are a common phenomenon in all parts of the world. Everybody probably has a favorite urban legend associated with horrific, ghoulish characters, but for every part of your life, there is almost certainly a selection of urban legends. Driving is no exception, of course. Over the years, drivers and passengers alike have concocted a host of different myths and stories, which have grown to become established urban legends. We asked the team at Folger Subaru for their favourites and here are five of the most popular ones.

Carjackers and flyers

For many years now, worried motorists have been warned of the threat to their precious cars from gangs of roaming carjackers. Using a combination of cunning and audacity, these carjackers place flyers on the rear windshield of your car, hoping that you won't notice until you have started the engine. In a fit of irritation, you will leap out of the car to remove the flyer, allowing the carjacker to jump in and drive off. While there can be no guarantee that this has never happened to anybody, the reports that it is commonplace are not founded in evidence, though it makes good sense to ensure that you take the keys with you, even if you step away from the car for a few seconds.

Red cars and speeding tickets

Many drivers will theorize that there is strong evidence that red cars are given speeding tickets more often than any other colored car. There are a number of different theories why this is the case, ranging from 'the police like to ticket red cars' to 'red cars get stolen more often' but the fact is that there is no statistical evidence to support this theory. Of course, many super cars and sports cars are red, but as a percentage of the overall auto population, that probably isn't enough to sway the trend.

Sugar in the gas tank

There seems to be a popular misconception that sugar in the gas tank will ruin your car's engine. The theory suggests that the sugar dissolves in the gasoline and then melts into a sludge as it passes through the engine, clogging every nook and cranny in a sugary goo. In fact, the sugar doesn't dissolve in the gas tank at all. Small amounts would be controlled by the fuel filter, but larger amounts would simply fill up the gas tank and prevent fuel from reaching the engine. The reality is that the sugar would never really get anywhere near the engine, though a big deposit in the fuel tank would certainly be a nuisance.

Keys and cell phones

Common urban legend would lead you to believe that if your car is equipped with a remote keyless entry system, then any would-be thief can let him or herself into your car with a cell phone signal, playing the 'sound' transmitted by the keyless device. This might work if keyless systems did, indeed, use sound, but the fact is that they don't. They use a radio frequency signal that cannot be relayed by mobile phone, so you're quite safe, whatever anybody tells you.

Driving barefoot

Many people believe that if you decide to drive without wearing any shoes, then a traffic cop will be obliged to give you a ticket. In fact, there is not a single state in the United States where it is illegal to drive a car without footwear. The only exception could be Alabama, where it is illegal to ride a motorcycle without appropriate footwear, but then that's almost certainly common sense.

Do you know of any myths or urban legends? Let us hear them! Comment below.

ALL-NEW 2015 SUBARU WRX® STI® DEBUTS AT NORTH AMERICAN INTERNATIONAL AUTO SHOW IN DETROIT

• New platform offers a stiffer, more agile chassis for Subaru’s global performance flagship model
• Bold new sedan model with aero body design
• High-performance chassis with new Active Torque Vectoring
• 305 hp turbo BOXER engine; most powerful engine in the segment
• Driver Controlled Center Differential All-Wheel Drive
• STI Launch Edition limited to 1,000 available

 Brought to you by Folger Subaru

Click to View WRX STI Photo Gallery
Click to View WRX STI Video Gallery

DETROIT, Jan 14, 2014 - Subaru of America, Inc. introduced the all-new 2015 WRX STI, Subaru’s iconic performance flagship model, at the North American International Auto Show. Subaru will offer a WRX STI Launch Edition, limited to 1,000 units and exclusively featuring WR Blue paint and gold BBS® forged alloy wheels and unique interior trim.

Powered by the legendary 305-horsepower 2.5-liter turbocharged BOXER engine, the 2015 WRX STI debuts a new four-door wide-body design, built on a stiffer chassis for even greater handling agility and precision. The WRX STI provides a rally-bred drivetrain and all-wheel drive handling that is unique to this model. Handling is enhanced with a stiffer chassis, firmer springs and faster steering (13.0:1 ratio).

New for the 2015 WRX STI, Active Torque Vectoring joins an arsenal of the model’s proven handling technologies that includes Multi-Mode Driver Controlled Center Differential (DCCD) Symmetrical All-Wheel Drive, Multi-Mode Vehicle Dynamics Control, and a Brembo® Performance Brake System with Super Sport ABS.

The 2015 WRX STI carries its bold personality inside, where new Alcantara seating surfaces accented by red and black leather bolsters and red stitching set the tone for the upgraded and roomier cabin. A driver-focused interior remains integral to the WRX STI performance character, with the new model debuting a motorsports-inspired flat-bottom steering wheel and new whiplash-reducing performance-design front seats with height and tilt-adjustable head restraints. A wide array of new user technologies include, for the first time in a WRX STI, availability of a harman/kardon® premium audio system.

Iconic STI Design Exclusively in Sedan Form
A bolder front design makes the 2015 WRX STI look ready to devour the road. The “nose-cone” configuration combines the grille and bumper cap into one unit ahead of the hood, which for the 2015 model is made from aluminum to reduce weight over the front of the car. Narrower headlights, designed to evoke a raptor’s stare, flank the Subaru hexagonal grille. It’s a more powerful stare thanks to new standard LED low-beam headlights.

The special hood, fenders, doors and quarters, bumpers, headlights and taillight clusters convey the WRX STI identity. As on previous WRX STI models, a functional hood scoop supplies the intercooler with fresh air, and in the 2015 model it is set more deeply into the hood to provide better forward visibility.

Other new performance-oriented details include foglight surrounds with a carbon fiber-like pattern and front fender vents that feature a mesh screen. A full aerodynamic body package includes the large trunk spoiler that has been a WRX STI signature feature. A rear diffuser, LED taillights and LED center high-mount stop lamp (CHMSL) leave a distinctive signature.

New, Stiffer Chassis for Greater Handling Agility
The 2015 WRX STI body structure makes greater use of high-tensile steel than the previous model and features special stiffening elements at key locations. The stiffer chassis helps yield a super-quick steering response that was benchmarked against top-handling sports cars. The 13.0:1 steering ratio provides a quick 2.5 turns lock-to-lock compared to 14.5:1 and 2.8 for the standard WRX model.

As on previous WRX STI models, the 2015 version uses an exclusive inverted-strut front suspension system that provides higher levels of cornering agility. Aluminum front lower L-arms reduce unsprung vehicle weight. The STI-tuned suspension teams with standard 18-inch wheels and 245/40R18 summer performance tires, with the WRX STI Launch Edition and WRX STI Limited models featuring BBS® forged aluminum-alloy wheels.

305-hp Turbo BOXER Engine
The 2015 WRX STI is powered by a 2.5-liter turbocharged/intercooled 4-cylinder BOXER engine that employs the Dual Active Valve Control System (Dual AVCS). The engine, which is exclusive to the STI model, produces 305 horsepower (SAE) at 6,000 rpm and 290 lb.-ft. of peak torque at 4,000 rpm.

The WRX STI engine is teamed exclusively with a specially reinforced 6-speed manual transmission, which includes an STI short-throw shifter in the Launch Edition model. Incline Start Assist can momentarily prevent the car from rolling backward when being driven away from a stop on an incline.

The Subaru Intelligent Drive (SI-DRIVE) powertrain management system allows the driver to tailor the car’s driving characteristics by choosing from among three selectable modes – “Intelligent,” “Sport” and “Sport Sharp” – using a rotary dial on the center console. SI-DRIVE alters vehicle performance characteristics by regulating the engine control module and by fine-tuning the electronic throttle control system.

Multi-Mode DCCD All-Wheel Drive with Three-Mode Vehicle Dynamics Control
The 2015 WRX STI is exclusively equipped with the Multi-Mode Driver Controlled Center Differential (DCCD) version of Subaru Symmetrical All-Wheel Drive. This sophisticated system uses planetary-type center differential gears with a nominal 41:59 torque split. A mechanical limited-slip type center differential augments an electronically controlled center differential to enhance torque transfer performance.

Sensor inputs that include steering angle, throttle position, RPM, lateral-g, yaw, brake, ABS and wheel speed govern torque transfer response. A helical-type limited-slip front differential and a TORSEN® torque-sensing limited-slip rear differential optimize side-to-side torque distribution.

The DCCD AWD system features three automatic modes, each using varying degrees of center differential locking to match different driving situations. In manual mode, the driver can select one of six center differential locking levels to suit the driving situation.


Active Torque Vectoring, an enhancement of the Multi-Mode Vehicle Dynamics Control (VDC) stability and traction control system, can apply brake pressure to the inside front wheel to facilitate more neutral cornering. The VDC system offers yet more driver choices, with three settings: “VDC Normal,” “Traction” and “Off.” Each provides respectively lesser degrees of system engagement, allowing the driver to tailor response for the driving situation. Active Torque Vectoring remains engaged for “Normal” and “Traction” modes.

Premium Cabin
A one-inch longer wheelbase than the previous WRX STI helps provide a roomier cabin in the new model. The windshield is more raked than before, with the A-pillar pulled forward nearly eight inches at the base for better forward visibility, aided by a lower dashboard and narrower A-pillars. Lower side sills and wider-opening doors make ingress/egress easier. Rear seat legroom is increased by nearly two inches, and trunk capacity is now 12 cu. ft., up from 11.3 cu. ft. in the previous WRX STI sedan. A standard 60/40-split fold-down rear seat extends versatility. New available Welcome Lighting responds to the driver approaching the car.

In the 2015 WRX STI, the driver grips a new flat-bottom, leather-wrapped tilt/telescoping steering wheel that integrates switches for audio and Bluetooth control. The STI Design electroluminescent gauge panel gets a new 3.5-in. central LCD screen that displays various functions, including low-level warnings for oil and windshield washer fluid and the selected gear.

Rich-looking appointments and details abound, including soft-touch materials for the dashboard, door trim and center console armrest. A new multi-information central display with 4.3-in. LCD screen provides a multitude of vehicle system functions, including a standard rear camera display, a boost gauge display, audio (on non-navigation models), Bluetooth and climate control settings, and a VDC screen showing traction control operation. The display can also provide a vehicle self-check and maintenance reminder.

Standard features for the 2015 WRX STI include dual-zone automatic climate control and the All-Weather Package (dual-mode heated front seats, heated exterior mirrors and windshield wiper de-icer). The new standard audio system combines AM/FM stereo with HD Radio®, a single-disc in-dash CD player, 6 speakers, MP3/WMA capability, Radio Data Broadcast System (RDBS), Bluetooth hands-free calling and audio streaming, iPod® control capability, iTunes® Tagging, SiriusXM® Satellite Radio (subscription required), USB port and a 3.5mm auxiliary audio input jack. Numerous compartments located in and around the center console hold phones, USB drives and MP3 players.

An available touch-screen navigation system displays on a 6.1-inch LCD screen and offers voice controls. The WRX STI Limited model adds the luxury of leather-trimmed upholstery, an 8-way power driver’s seat, the harman/kardon premium audio system and a power moonroof that opens one inch farther than on the previous model.

Subaru Safety
Subaru’s renowned safety package uses the brand’s proven Ring-shaped Reinforcement Frame body structure, which has been shown to excel in the new small overlap test by the Insurance Institute for Highway Safety (IIHS). In the cabin, a driver’s knee airbag is added to the roster of safety features that includes front side pelvis/torso airbags and side curtain airbags that offer front and rear outboard seat coverage.

Subaru produces a full line of all-wheel drive sedans, crossovers and SUVs, along with the rear-wheel drive BRZ sports car.

About Subaru of America, Inc.
Subaru of America, Inc. is a wholly owned subsidiary of Fuji Heavy Industries Ltd. of Japan. Headquartered in Cherry Hill, N.J., the company markets and distributes Subaru Symmetrical All-Wheel Drive vehicles, parts and accessories through a network of more than 600 dealers across the United States. All Subaru products are manufactured in zero-landfill production plants and Subaru of Indiana Automotive Inc. is the only U.S. automobile production plant to be designated a backyard wildlife habitat by the National Wildlife Federation. For additional information visit www.subaru.com.

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